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Thrifty Living - I Got Block It To Help Protect My Credit Cards

Friday, August 25, 2017

Earlier this year I was the victim of theft. The theft was of funds from my personal banking account.
I was going about my business when I got a call from the fraud department of my bank they were calling to  alert me of possible fraudulent charges from my account. The agent asked me several questions about strange spending .
It was indeed not my spending, so I was asked to come in to file a dispute.
Luckily my bank acted quickly and the put my funds back in two days.
The agent at the bank told me to go out  immediately and purchase a RFID wallet or some type of blocking technology for my wallet . The blocking shield will prevent my card numbers being scanned through my purse.
 I went online to research what was most Popular brand , I found BLOCKIT brand being mentioned by major banks so I went to Amazon and purchased me a set for under $10.00 you get 4 large blocking shields that you can place in your wallet ( you can cut them to fit ) .

RFID (radio frequency identification) is a technology that incorporates the use of electromagnetic or electrostatic coupling in the radio frequency (RF) portion of the electromagnetic spectrum to uniquely identify an object, animal, or person.
http://internetofthingsagenda.techtarget.com/definition/RFID-radio-frequency-identification


How People Steal Your card Info.
Payment methods enabled with near-field communication (NFC) or RFID work with payment terminals outfitted with proximity readers, meaning these cards have the ability to communicate with devices without touching them. Still, there are often measures in place to secure contactless payment, and a skimming device would have to be very close to the card to strip it of its data.
http://blog.credit.com/2014/10/how-can-someone-steal-your-credit-card-while-its-still-in-your-wallet-97513/


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